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Credit and surety: the market briefing
Payment risk, contract security and the capital behind them.
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More market briefings
Market · 2 min read
Credit and surety: the autumn review joins the debtor book to the bond book
For the week ending 9 October, the editorial focus is the same cash funding two obligations: collecting sales and completing contracted work.
9 October 2026
Market · 2 min read
Autumn surety facilities: check who stands behind the counter-indemnity
A group chart and a signature are a starting point. The financial substance behind the indemnity determines what recourse is available.
11 September 2026
Market · 2 min read
Project extensions: the contract and the bond need separate checks
A revised completion date does not automatically amend an insurer’s guarantee. August’s briefing examines the documents to review together.
14 August 2026
Company news · 4 min read
FDI Insurance brings surety expertise to Spain’s businesses and brokers
FDI Insurance is developing its Spanish business with a focus on seguro de caución: helping companies secure contracts, advance renewable energy projects and meet guarantee obligations while preserving bank capacity for growth.
19 July 2026
Market · 2 min read
Half-year credit review: distinguish an overdue from a dispute
The June ledger is most informative when it explains why invoices remain unpaid and what action follows.
26 June 2026
Market · 2 min read
Renewables: map the guarantees across the project lifecycle
Permitting, construction and operation can create overlapping security requirements. A facility review should see the whole sequence.
5 June 2026
Market · 2 min read
Export credit: currency and payment terms belong in the limit request
Cross-border growth introduces timing and recovery questions that a buyer name and annual turnover do not answer.
8 May 2026
Market · 2 min read
Fixed-price construction: a profitable order book still needs cash
Surety analysis connects the remaining cost of a project with the dates on which the contractor expects to be paid.
10 April 2026
Market · 2 min read
Customs security: prepare for the peak month, not the average
A March review of the link between shipment timing, customs liabilities and the guarantee amount an importer needs.
6 March 2026
Market · 2 min read
Public tenders: settle the guarantee wording before pricing the bid
A tender deadline is a poor moment to discover that the required bond differs from the contractor’s standard facility.
6 February 2026
Market · 2 min read
A new sales budget needs a fresh concentration review
January is a useful point to test whether planned growth depends on a single customer, group or payment cycle.
9 January 2026
Market · 2 min read
Advance payments: security must follow the money
Equipment deposits can fund a supplier’s production and expose the purchaser before delivery. The guarantee needs a clear reduction mechanism.
19 December 2025
Market · 2 min read
The December renewal starts with a list of live bonds
Before asking for more surety capacity, reconcile the guarantees that still count against the facility.
5 December 2025
Market · 2 min read
Late payment: read the cash conversion before the turnover
An editorial review of why payment timing, disputed invoices and customer concentration belong in the same credit discussion.
20 November 2025
Market · 2 min read
Year-end trade credit: the limit matters before the order ships
A seasonal order book can look healthy while concentrating exposure in a handful of buyers. This November briefing examines the credit decisions that belong before dispatch.
1 November 2025
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