For employers, scheme trustees and employee benefit consultants
Cover for the whole payroll, priced as one risk.
Group schemes let an employer insure benefits for every member without individual underwriting up to a free cover limit. The insurance matters on the worst day of someone’s life, so the support services wrapped around it — early intervention, counselling, second medical opinion — matter almost as much as the sum assured.
Dublin city centre
5 products
The workplace protection range
Each product page sets out who it is for, what it does, and the facts a broker needs before recommending it.
Death in service
Group Life Insurance
A lump sum, usually a multiple of salary, paid when an employee dies in service — the benefit employees never expect to use and their families always remember.
Read moreLong-term absence
Group Income Protection
Replaces part of an employee’s income when long-term illness or injury stops them working, and funds the rehabilitation that gets them back if it can.
Read moreDiagnosis benefit
Group Critical Illness
A tax-free lump sum on diagnosis of one of the listed conditions, paid on diagnosis rather than on incapacity, so the money arrives while decisions are still being made.
Read moreEmployee choice
Flexible Benefits
Lets employees flex their own cover levels within employer-set boundaries at an annual window, so a scheme suits both a 24-year-old and a 54-year-old.
Read moreIncluded with group cover
Employee Support Services
The services wrapped around every group policy: virtual GP, mental health support, second medical opinion, bereavement counselling and a probate helpline.
Read moreWho to talk to
Arranged through your broker
For employers, scheme trustees and employee benefit consultants. We do not sell direct: the intermediary keeps the client relationship and we underwrite behind it. Everything on this page is issued by an undertaking authorised by the Central Bank of Ireland.
Elsewhere
Other ranges
Investments
Onshore and international accounts, insured funds and open architecture.
Guarantees & surety
Bonds and guarantees issued on our own paper, in credit and suretyship.
Retirement
Annuities, scheme pensions, fixed-term income and drawdown.
Estate planning
Trusts, whole of life cover and professional trustee services.
Home finance
Lifetime mortgages and later-life buy-to-let lending.