For intermediaries
Deal with the underwriter, not the queue
We distribute exclusively through regulated intermediaries. That is not a channel strategy — it is how the company was built. Your client stays your client, and the person who prices your case is the person who answers the phone.
Dublin Docklands
Appointment
Four steps to terms of business
No panels, no minimum volumes, no exclusivity. We ask for authorisation, professional indemnity cover and an honest description of what you want to place.
- 01
Apply
One form. Firm details, competent authority and registration number, professional indemnity schedule, and the lines you expect to place.
- 02
We verify
We check the firm against the public register held by its competent authority and review the professional indemnity cover. Nothing is taken on trust.
- 03
Terms issued
Complete applications are ordinarily decided within ten working days. You receive terms of business and the name and direct line of your underwriter.
- 04
You place business
Send us the wording and the financials. We price it, you present it. The client relationship stays yours, including at renewal.
Placing credit or caución business in Spain, Italy or Romania? Those three markets are distributed and administered by our associated managing general agent, and the submission goes to it rather than to Dublin. Start with the broker desk all the same: we make the introduction, and terms of business follow from there. How Spain, Italy and Romania are distributed.
What you get
A named underwriter, and a balance sheet you can show a client
173%
SCR cover ratio
At 31 December 2025
£16.9m
Eligible own funds
Retained, not distributed
10 days
Terms of business
For complete applications
2 days
Indicative bond terms
On live facilities
Our published solvency position is not a marketing number: it comes from the report we file with the Central Bank of Ireland each year, and you are welcome to hand the whole thing to a client’s finance director.
What you can place
Six ranges available to appointed intermediaries
Investments
Onshore and international accounts, insured funds and open architecture.
For brokers and their clients
Guarantees & surety
Bonds and guarantees issued on our own paper, in credit and suretyship.
For contractors, dealer networks, corporate treasurers and their brokers
Retirement
Annuities, scheme pensions, fixed-term income and drawdown.
For brokers, trustees and scheme sponsors
Estate planning
Trusts, whole of life cover and professional trustee services.
For brokers, solicitors and trustees
Workplace protection
Group life, income protection, critical illness and employee support.
For employers, scheme trustees and employee benefit consultants
Home finance
Lifetime mortgages and later-life buy-to-let lending.
For qualified later-life lending brokers
The broker desk
[email protected]
Monday to Friday, 09:00–17:00 (IST). Wordings, referrals, mid-term amendments and claims all go through the same desk.