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An aerial overview of transport works, logistics buildings, solar panels and wind turbines

Sala de prensa

Credit and surety: the market briefing

Riesgo de pago, garantías contractuales y el capital que las respalda.

Illustrative image supplied by FDI Insurance

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More market briefings

An engineering team reviewing plans above construction works, warehouses, solar panels and wind turbines

Mercado · 2 min de lectura

Credit and surety: the autumn review joins the debtor book to the bond book

For the week ending 9 October, the editorial focus is the same cash funding two obligations: collecting sales and completing contracted work.

9 de octubre de 2026

A business team reviewing plans and financial charts around a meeting table

Mercado · 2 min de lectura

Autumn surety facilities: check who stands behind the counter-indemnity

A group chart and a signature are a starting point. The financial substance behind the indemnity determines what recourse is available.

11 de septiembre de 2026

A surveyor checking progress at an active construction site

Mercado · 2 min de lectura

Project extensions: the contract and the bond need separate checks

A revised completion date does not automatically amend an insurer’s guarantee. August’s briefing examines the documents to review together.

14 de agosto de 2026

A modern office building illustrating cross-border insurance business

Noticias de la empresa · 4 min de lectura

FDI Insurance brings surety expertise to Spain’s businesses and brokers

FDI Insurance is developing its Spanish business with a focus on seguro de caución: helping companies secure contracts, advance renewable energy projects and meet guarantee obligations while preserving bank capacity for growth.

19 de julio de 2026

A business adviser and client reviewing financial information on a laptop

Mercado · 2 min de lectura

Half-year credit review: distinguish an overdue from a dispute

The June ledger is most informative when it explains why invoices remain unpaid and what action follows.

26 June 2026

Engineers inspecting equipment beside rows of solar panels

Mercado · 2 min de lectura

Renewables: map the guarantees across the project lifecycle

Permitting, construction and operation can create overlapping security requirements. A facility review should see the whole sequence.

5 June 2026

A container ship and port cranes illustrating international trade

Mercado · 2 min de lectura

Export credit: currency and payment terms belong in the limit request

Cross-border growth introduces timing and recovery questions that a buyer name and annual turnover do not answer.

8 May 2026

Cranes and concrete floors at a building under construction

Mercado · 2 min de lectura

Fixed-price construction: a profitable order book still needs cash

Surety analysis connects the remaining cost of a project with the dates on which the contractor expects to be paid.

10 April 2026

A forklift and stocked warehouse racks illustrating goods awaiting dispatch

Mercado · 2 min de lectura

Customs security: prepare for the peak month, not the average

A March review of the link between shipment timing, customs liabilities and the guarantee amount an importer needs.

6 March 2026

Road construction machinery working on a new transport route

Mercado · 2 min de lectura

Public tenders: settle the guarantee wording before pricing the bid

A tender deadline is a poor moment to discover that the required bond differs from the contractor’s standard facility.

6 February 2026

Delivery vehicles outside a large warehouse and distribution centre

Mercado · 2 min de lectura

A new sales budget needs a fresh concentration review

January is a useful point to test whether planned growth depends on a single customer, group or payment cycle.

9 January 2026

Workers welding steel components inside a fabrication workshop

Mercado · 2 min de lectura

Advance payments: security must follow the money

Equipment deposits can fund a supplier’s production and expose the purchaser before delivery. The guarantee needs a clear reduction mechanism.

19 December 2025

Engineers inspecting steel beams on a bridge under construction

Mercado · 2 min de lectura

The December renewal starts with a list of live bonds

Before asking for more surety capacity, reconcile the guarantees that still count against the facility.

5 December 2025

A finance team discussing business information in an office

Mercado · 2 min de lectura

Late payment: read the cash conversion before the turnover

An editorial review of why payment timing, disputed invoices and customer concentration belong in the same credit discussion.

20 November 2025

Containers, cargo ships and cranes at a busy freight terminal

Mercado · 2 min de lectura

Year-end trade credit: the limit matters before the order ships

A seasonal order book can look healthy while concentrating exposure in a handful of buyers. This November briefing examines the credit decisions that belong before dispatch.

1 November 2025

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