Planification patrimoniale
Service de trustee professionnel
Nous agissons en qualité de trustee, ou aux côtés des trustees, pendant toute la durée du trust — tenue des registres, dépôt des déclarations et versement des distributions — afin que cette charge ne repose pas vingt ans sur un membre de la famille.
Glendalough, comté de Wicklow · Superbass, CC BY-SA 4.0
À qui il s'adresse
Constituants et familles qui ont besoin d'un trustee indépendant
Ce qu'il fait
- Nominations en trustee unique ou cotrustee
- Réunion annuelle des trustees et décisions consignées
- Déclarations au registre des trusts et coordination des déclarations fiscales
- Continuité : le service ne démissionne pas au départ à la retraite d'une personne
Le produit en détail
A trust written today may still be running in 2060. Somebody has to keep its records, hold its annual meeting, minute its decisions, coordinate its filings and its returns, and make its distributions — and in most family arrangements that somebody is a relative who agreed to be a trustee at a signing and did not fully understand what they were taking on.
The consequences show up years later: no minutes for a decade of decisions, a registration never filed, a distribution made without a resolution, and a trustee who has become personally exposed for doing a favour. None of it was malicious and all of it was predictable.
This service does the job properly. We act as sole trustee or alongside the family’s own trustees, hold at least one minuted meeting a year, keep the records, coordinate the trust register filings and the tax returns, and make distributions on a resolution. The fee is a fixed annual amount with transaction fees on top, so the cost is knowable rather than a surprise.
The feature that matters most is the least visible: continuity. The service does not resign because an individual retires, moves firm or dies. A trust that has to find a new trustee every decade spends its life in transition, and every transition is a point at which records get lost.
Documentation
La documentation produit est remise aux intermédiaires accrédités. Demandez-la à votre souscripteur, ou demandez-la via le formulaire de demande.
- Description du serviceSur demande
- Barème des honorairesSur demande
- Acte de désignationSur demande
Comment cela fonctionne
Ce qui se passe, dans l'ordre
De la première demande jusqu'à la mise en place de la garantie, du contrat ou de la ligne.
Appointment by deed
As sole trustee, or as co-trustee alongside the family’s own. The deed of appointment records which.
Records and registrations are brought up to date
Including anything the previous trustees did not complete. On an existing trust this is usually the first substantive piece of work.
An annual trustee meeting, minuted
At least one a year, with decisions recorded. Minutes are what makes a discretionary decision defensible later.
Filings and returns coordinated
Trust register filings and the trust’s tax returns, coordinated with the trust’s own advisers.
Distributions on a resolution
Considered, minuted, and paid — in that order.
Les chiffres
Un exemple chiffré
Des calculs donnés à titre indicatif, pour que la structure du produit se voie plutôt qu'elle se décrive. Rien ici n'est une offre ni une projection.
A year of trusteeship on a £600,000 trust
What the service actually does in a year. The fee basis is fixed annual plus transaction fees; the figures here are illustrative.
- Trust fund
- £600,000
- Nomination
- Co-trustee, alongside two family trustees
- Trustee meetings held and minuted
- 1
- Trust register position reviewed and filed
- Yes
- Tax return coordinated with the trust’s adviser
- Yes
- Distributions considered and resolved
- 2
- Illustrative fixed annual fee
- £1,850
- Illustrative transaction fees for the year
- £420
- Total illustrative cost, as a share of the fund
- 0.38%
Illustrative. Actual fees are set out in the fee schedule and depend on the trust, the assets and the number of transactions. The comparison worth making is not with zero — a family trustee is unpaid — but with what an unminuted decade costs to unpick.
Where the year’s work goes
An illustrative allocation of the fixed annual fee on the trust above.
Illustrative fixed annual fee
£1,850
- Records, register and filings£740 · 40%The part families most often leave undone
- Annual meeting and minutes£555 · 30%
- Tax return coordination£370 · 20%
- Beneficiary and adviser correspondence£185 · 10%
Voir ces chiffres sous forme de tableau
| Montant | Part | |
|---|---|---|
| Records, register and filings — The part families most often leave undone | £740 | 40.0% |
| Annual meeting and minutes | £555 | 30.0% |
| Tax return coordination | £370 | 20.0% |
| Beneficiary and adviser correspondence | £185 | 10.0% |
| Illustrative fixed annual fee | £1,850 | 100% |
Adéquation
Où Service de trustee professionnel trouve sa place
Les cas auxquels il répond, ceux auxquels il ne répond pas, et ce qu'un souscripteur demande avant de tarifer.
C'est la bonne réponse lorsque
- Trusts expected to run for decades, where continuity matters.
- Families with no willing or suitable trustee, or one who wants support.
- Existing trusts whose records and filings have fallen behind.
Il faut regarder ailleurs lorsque
- A short-lived arrangement about to be wound up.
- Families who want full control of every decision — a co-trustee appointment shares it by design.
Ce qu'il nous faut pour tarifer
- 1.The trust deed and any amending deeds.
- 2.The current trustees, the assets and the beneficiary details.
- 3.The registration and filing history, including anything outstanding.
Questions
Ce que les courtiers nous demandent sur ce produit
Sole trustee or co-trustee?
Both are offered. Co-trustee keeps the family involved in decisions and is the common choice; sole trustee suits a trust with no suitable family trustee at all.
What happens when the person handling our trust leaves?
Nothing, from the trust’s point of view. The appointment is to the service, not to an individual, which is the reason continuity is listed as a feature rather than assumed.
Can you take on a trust that is behind on its filings?
Yes, and it is a common reason for appointment. Bringing the record up to date is the first piece of work, and the fee schedule prices it separately from the ongoing service.
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