Investissement
Prestige Account
Une enveloppe destinée aux investisseurs institutionnels et aux trustees détenant un portefeuille dédié, avec un reporting conçu pour un conseil de trustees plutôt que pour un investisseur particulier.
Trinity College, Dublin · Diliff, CC BY-SA 4.0
À qui il s'adresse
Conseils de trustees, investisseurs institutionnels et family offices
Ce qu'il fait
- Service de portefeuille dédié avec gestionnaire désigné
- Reporting trimestriel au format trustee et valorisation annuelle
- Contrôles à signatures multiples et double autorisation
- Conservation consolidée via un nominee unique
Le produit en détail
The Prestige Account is written for investors who are answerable to somebody. A trustee board, a corporate treasury or a family office does not need a client-facing statement with a pie chart; it needs a valuation it can put in front of an auditor, a record of who authorised what, and reporting in a format its own governance cycle already uses.
So the differences from the retail wrappers are structural rather than investment-related. The portfolio is segregated and managed by an appointed manager — the client’s own, or one from our panel. Custody is consolidated through a single nominee, so the board sees one position rather than reconciling several. Dual signatory authorisation is standard, and multiple signatory arrangements can be built to match a trust deed or a treasury policy.
Reporting is quarterly in trustee format, with an annual valuation. That cadence is chosen to fit the way trustee boards actually meet, because reporting that arrives at the wrong time in the cycle is reporting nobody reads.
Documentation
La documentation produit est remise aux intermédiaires accrédités. Demandez-la à votre souscripteur, ou demandez-la via le formulaire de demande.
- Description du serviceSur demande
- Exemple de reporting trusteeSur demande
Comment cela fonctionne
Ce qui se passe, dans l'ordre
De la première demande jusqu'à la mise en place de la garantie, du contrat ou de la ligne.
The mandate and the governance are agreed first
Who may instruct, who must countersign, what the manager may and may not do. This is written down before any money moves.
A segregated portfolio is established
From £1m, with an appointed manager. The assets are held for this investor rather than pooled.
Custody is consolidated through one nominee
So the board has a single position to reconcile and a single valuation to audit.
Quarterly trustee reporting, annual valuation
In a format built for a board pack rather than for an individual investor, with the annual valuation timed to the reporting year.
Les chiffres
Un exemple chiffré
Des calculs donnés à titre indicatif, pour que la structure du produit se voie plutôt qu'elle se décrive. Rien ici n'est une offre ni une projection.
A £5m trustee mandate
What the governance looks like in practice, rather than what the portfolio returns.
- Portfolio
- £5,000,000
- Structure
- Segregated
- Investment manager
- Client-appointed
- AutorisationTwo authorised signatories on every instruction, as standard
- Dual signatory
- Custody
- Single nominee
- Reporting
- Quarterly, trustee format
- Valuation
- Annual, timed to the reporting year
The minimum portfolio for this service is £1m. Nothing here is investment advice or a mandate recommendation: the investment decisions belong to the appointed manager and the board that appointed them.
An illustrative segregated mandate
One way a £5m trustee portfolio might be structured across asset classes.
Segregated portfolio
£5,000,000
- Global equity£2,000,000 · 40%Managed by the appointed manager
- Fixed interest£1,500,000 · 30%Government and investment grade corporate
- Alternatives£750,000 · 15%Where the mandate permits them
- Cash and near cash£750,000 · 15%For known drawings in the reporting year
Voir ces chiffres sous forme de tableau
| Montant | Part | |
|---|---|---|
| Global equity — Managed by the appointed manager | £2,000,000 | 40.0% |
| Fixed interest — Government and investment grade corporate | £1,500,000 | 30.0% |
| Alternatives — Where the mandate permits them | £750,000 | 15.0% |
| Cash and near cash — For known drawings in the reporting year | £750,000 | 15.0% |
| Segregated portfolio | £5,000,000 | 100% |
Adéquation
Où Prestige Account trouve sa place
Les cas auxquels il répond, ceux auxquels il ne répond pas, et ce qu'un souscripteur demande avant de tarifer.
C'est la bonne réponse lorsque
- Trustee boards, corporate investors and family offices with £1m or more.
- Investors who must evidence who authorised each instruction.
- Cases where an existing manager should be retained but custody consolidated.
Il faut regarder ailleurs lorsque
- Individual investors, for whom the Premiere or Delta contracts are designed.
- Portfolios below the £1m minimum.
Ce qu'il nous faut pour tarifer
- 1.The trust deed, treasury policy or board resolution setting the mandate.
- 2.Authorised signatory list and the authorisation rules.
- 3.The manager appointment, if the manager is the client’s own.
Questions
Ce que les courtiers nous demandent sur ce produit
Can we keep our existing investment manager?
Yes. The manager is appointed to the portfolio, and can be the board’s own choice or one from our panel.
What does trustee format reporting mean?
A quarterly pack written for a board: valuation, transactions, income, and the authorisation record, in a form that goes into minutes and into an audit file without being rewritten.
Is dual authorisation compulsory?
It is the standard, and most boards keep it. Alternative arrangements are built to match the governing document rather than the other way round.
Demander des informations
Interrogez-nous sur Prestige Account
Le formulaire parvient à un souscripteur à Dublin. Si vous êtes intermédiaire, dites-le et nous l'orienterons vers le bureau courtiers.