Inversión
Prestige Account
Un envoltorio para inversores institucionales y fiduciarios que mantienen una cartera segregada, con una información elaborada para un consejo de fiduciarios y no para un inversor individual.
Trinity College, Dublín · Diliff, CC BY-SA 4.0
Para quién es
Consejos de fiduciarios, inversores corporativos y family offices
Qué hace
- Servicio de cartera segregada con gestor designado
- Informes trimestrales en formato para fiduciarios y valoración anual
- Controles de firma múltiple y doble autorización
- Custodia consolidada a través de un único titular fiduciario
El producto en detalle
The Prestige Account is written for investors who are answerable to somebody. A trustee board, a corporate treasury or a family office does not need a client-facing statement with a pie chart; it needs a valuation it can put in front of an auditor, a record of who authorised what, and reporting in a format its own governance cycle already uses.
So the differences from the retail wrappers are structural rather than investment-related. The portfolio is segregated and managed by an appointed manager — the client’s own, or one from our panel. Custody is consolidated through a single nominee, so the board sees one position rather than reconciling several. Dual signatory authorisation is standard, and multiple signatory arrangements can be built to match a trust deed or a treasury policy.
Reporting is quarterly in trustee format, with an annual valuation. That cadence is chosen to fit the way trustee boards actually meet, because reporting that arrives at the wrong time in the cycle is reporting nobody reads.
Documentación
La documentación de producto se facilita a los intermediarios acreditados. Pídala a su suscriptor o solicítela mediante el formulario de consulta.
- Descripción del servicioA petición
- Ejemplo de informe para fiduciariosA petición
Cómo funciona
Qué ocurre, en orden
Desde la primera consulta hasta el momento en que la cobertura, el contrato o la línea queda en vigor.
The mandate and the governance are agreed first
Who may instruct, who must countersign, what the manager may and may not do. This is written down before any money moves.
A segregated portfolio is established
From £1m, with an appointed manager. The assets are held for this investor rather than pooled.
Custody is consolidated through one nominee
So the board has a single position to reconcile and a single valuation to audit.
Quarterly trustee reporting, annual valuation
In a format built for a board pack rather than for an individual investor, with the annual valuation timed to the reporting year.
Las cifras
Un ejemplo resuelto
Cálculos ilustrativos, para que la forma del producto se vea en lugar de describirse. Nada de lo que aquí figura es una oferta ni una proyección.
A £5m trustee mandate
What the governance looks like in practice, rather than what the portfolio returns.
- Portfolio
- £5,000,000
- Estructura
- Segregated
- Investment manager
- Client-appointed
- AutorizaciónTwo authorised signatories on every instruction, as standard
- Dual signatory
- Custody
- Single nominee
- Información
- Quarterly, trustee format
- Valuation
- Annual, timed to the reporting year
The minimum portfolio for this service is £1m. Nothing here is investment advice or a mandate recommendation: the investment decisions belong to the appointed manager and the board that appointed them.
An illustrative segregated mandate
One way a £5m trustee portfolio might be structured across asset classes.
Segregated portfolio
£5,000,000
- Global equity£2,000,000 · 40%Managed by the appointed manager
- Fixed interest£1,500,000 · 30%Government and investment grade corporate
- Alternatives£750,000 · 15%Where the mandate permits them
- Cash and near cash£750,000 · 15%For known drawings in the reporting year
Ver estas cifras en una tabla
| Importe | Proporción | |
|---|---|---|
| Global equity — Managed by the appointed manager | £2,000,000 | 40.0% |
| Fixed interest — Government and investment grade corporate | £1,500,000 | 30.0% |
| Alternatives — Where the mandate permits them | £750,000 | 15.0% |
| Cash and near cash — For known drawings in the reporting year | £750,000 | 15.0% |
| Segregated portfolio | £5,000,000 | 100% |
Idoneidad
Dónde encaja Prestige Account
Los casos que resuelve, los que no, y lo que un suscriptor necesita antes de tarificar.
Es la respuesta adecuada cuando
- Trustee boards, corporate investors and family offices with £1m or more.
- Investors who must evidence who authorised each instruction.
- Cases where an existing manager should be retained but custody consolidated.
Conviene mirar otra cosa cuando
- Individual investors, for whom the Premiere or Delta contracts are designed.
- Portfolios below the £1m minimum.
Lo que necesitamos para tarificar
- 1.The trust deed, treasury policy or board resolution setting the mandate.
- 2.Authorised signatory list and the authorisation rules.
- 3.The manager appointment, if the manager is the client’s own.
Preguntas
Lo que los corredores nos preguntan sobre este producto
Can we keep our existing investment manager?
Yes. The manager is appointed to the portfolio, and can be the board’s own choice or one from our panel.
What does trustee format reporting mean?
A quarterly pack written for a board: valuation, transactions, income, and the authorisation record, in a form that goes into minutes and into an audit file without being rewritten.
Is dual authorisation compulsory?
It is the standard, and most boards keep it. Alternative arrangements are built to match the governing document rather than the other way round.
Solicitar información
Consúltenos sobre Prestige Account
El formulario llega a un suscriptor en Dublín. Si es intermediario, indíquelo y lo dirigiremos a la mesa de corredores.